“We believe insurance is a basic necessity, not a luxury. At our core, PolicyStreet builds protection that fits seamlessly into people’s lives—simple, accessible, and designed around the real needs of underserved Malaysians, so everyone can have the peace of mind of being financially protected.”
Most Disruptive Insurtech in Malaysia
at the Insurance Asia News (IAN) Country Awards for Excellence 2025
Dana Impak’s investment has played an important role instrengthening PolicyStreet’s ability to deliver and scale its solutions.With additional resources, the company has enhanced its digitalinfrastructure and underwriting capabilities, enabling it to design,customise, and integrate insurance products more effectively acrosspartner platforms. By building internal expertise and attractingspecialised talent, PolicyStreet has improved its ability to assessand price risk in emerging segments such as gig work but alsobeyond, allowing for more tailored and relevant protection offerings.
These strengthened capabilities have translated into tangiblegrowth and impact. Today, PolicyStreet serves more than 10 millioncustomers, with policies representing over US$10 billion in total suminsured. The company has expanded both the scale and quality ofits partnerships, working closely with digital platforms, insurers, andtechnology partners to embed insurance into everyday transactionsand services. This has enabled protection to reach individuals andbusinesses who may previously have lacked access to appropriatecoverage.
Beyond expanding access, PolicyStreet’s growth reflects theincreasing maturity of Malaysia’s fintech and insurtech ecosystem.As a homegrown company, it demonstrates how technologyenabled financial services can address local protection gaps whilecontributing to regional innovation. Its recognition as the “MostDisruptive Insurtech in Malaysia” at the Insurance Asia News (IAN)Country Awards for Excellence 2025 alongside its inclusion amongthe Top 500 High-Growth Companies in Asia-Pacific 2026 by theFinancial Times and Statista, underscores its role in shaping a moreinclusive and dynamic insurance landscape. Through this trajectory,Dana Impak’s support has not only strengthened PolicyStreet’sinternal capabilities but also contributed to advancing broaderaccess to financial protection for Malaysians.
Looking Ahead
From Local Strength to Regional Reach
Looking ahead, PolicyStreet remains anchored in its coremission of narrowing Malaysia’s insurance protection gap,while setting its sights on broader regional growth. Buildingon its experience in Malaysia, the company is exploringopportunities to expand across Southeast Asia and thewider Asia-Pacific, including through regional partnershipsand its reinsurance capabilities. This expansion reflects anambition not only to scale the business, but to extend itsmodel of accessible, embedded protection to other marketsfacing similar gaps in coverage.
At the same time, PolicyStreet continues tostrengthen its foundations at home. The company is focused on deepening its leadership in Malaysia byfurther enhancing its underwriting capabilities and digital infrastructure. As insurance premiums rise amid broadercost pressures, PolicyStreet is leveraging data, technology,and risk expertise to improve both affordability andaccessibility, ensuring that protection remains within reachfor those who need it most.
Through this dual focus on local depth and regionalexpansion, PolicyStreet aims to play a meaningful role inreshaping how insurance is delivered and experienced,embedding protection seamlessly into everyday consumerand business interactions across the region
Looking Ahead
From Local Strength to Regional Reach
Looking ahead, PolicyStreet remains anchored in its coremission of narrowing Malaysia’s insurance protection gap,while setting its sights on broader regional growth. Buildingon its experience in Malaysia, the company is exploringopportunities to expand across Southeast Asia and thewider Asia-Pacific, including through regional partnershipsand its reinsurance capabilities. This expansion reflects anambition not only to scale the business, but to extend itsmodel of accessible, embedded protection to other marketsfacing similar gaps in coverage.
At the same time, PolicyStreet continues tostrengthen its foundations at home. The company is focused on deepening its leadership in Malaysia byfurther enhancing its underwriting capabilities and digital infrastructure. As insurance premiums rise amid broadercost pressures, PolicyStreet is leveraging data, technology,and risk expertise to improve both affordability andaccessibility, ensuring that protection remains within reachfor those who need it most.
Through this dual focus on local depth and regionalexpansion, PolicyStreet aims to play a meaningful role inreshaping how insurance is delivered and experienced,embedding protection seamlessly into everyday consumerand business interactions across the region
Impact to Date
Measured growth up to early 2026
gig workers insured since 2010.
customers served globally.
MSMEs & partners reached.
in total sum insured generated.
in Profit After Tax (PAT).
Looking Ahead
From Local Strength to Regional Reach
Looking ahead, PolicyStreet remains anchored in its coremission of narrowing Malaysia’s insurance protection gap,while setting its sights on broader regional growth. Buildingon its experience in Malaysia, the company is exploringopportunities to expand across Southeast Asia and thewider Asia-Pacific, including through regional partnershipsand its reinsurance capabilities. This expansion reflects anambition not only to scale the business, but to extend itsmodel of accessible, embedded protection to other marketsfacing similar gaps in coverage.
At the same time, PolicyStreet continues tostrengthen its foundations at home. The company is focused on deepening its leadership in Malaysia byfurther enhancing its underwriting capabilities and digital infrastructure. As insurance premiums rise amid broadercost pressures, PolicyStreet is leveraging data, technology,and risk expertise to improve both affordability andaccessibility, ensuring that protection remains within reachfor those who need it most.
Through this dual focus on local depth and regionalexpansion, PolicyStreet aims to play a meaningful role inreshaping how insurance is delivered and experienced,embedding protection seamlessly into everyday consumerand business interactions across the region
